Sacramento Real Estate BlogRecently posted or modified blog posts in the category - Buying a Homehttps://www.bestsacramentohomes.com/blog/Copyright BestSacramentoHomes.com2023-09-05T10:28:07-07:00tag:bestsacramentohomes.com,2012-09-20:30036Important Things to Know About Moving to Sacramento<a href="https://www.bestsacramentohomes.com/">Shine Real Estate</a> represents the Sacramento region’s finest properties with exceptional skill using the most innovative technologies currently available. Connect with us today! (916) 436-7462
<img src="https://assets.site-static.com/userfiles/1366/image/Picture1_Sacramento.jpg" width="936" height="624" alt="Sacramento, CA" />
Important Things You Need to Know About Moving to Sacramento, CA
For centuries, people have thought of California as a land of opportunity. If you’re thinking of moving to Sacramento, CA, you’ll see that this is still true! When you’re ready to begin your home search, <a href="https://www.bestsacramentohomes.com/">Shine Real Estate</a> can help you get the keys to the perfect place. Here’s how to find a job or move your business to Sacramento, get the necessary utilities connected to your new home, and explore the area.
Finding Work
Whether you’re an entrepreneur or you’re looking for a 9-to-5 position, there are plenty of job opportunities in Sacramento.
● If you’re a business owner, <a href="https://www.fortenberrylaw.com/llc-domestication/california/">follow these steps to</a> moving your LLC.
● If you want to land a job in the IT field, <a href="https://www.wgu.edu/online-it-degrees/information-technology-bachelors-program.html">this may help</a>.
● You can meet other entrepreneurs and <a href="https://metrochamber.org/">advertise your company through</a> the local Chamber of Commerce.
● Once you’ve secured a job or made plans for your business, you can <a href="https://www.bestsacramentohomes.com/">start searching for homes</a>.
Utilities and Local Services
Here’s how to tackle everything from setting up your home’s utilities to finding the closest DMV.
● <a href="https://www.connectcalifornia.com/utilities/sacramento">Use this guide as a starting point</a> to contact utility providers in the area.
● If you need to take care of any tasks at the DMV, <a href="https://www.needtags.com/dmv-office-location/sacramento">this map can help you</a> find a location.
● Hire general contractors in Sacramento <a href="https://www.procore.com/network/search?location=Sacramento%2C%20CA%2C%20US">to assist you with everything</a> from roofing to landscaping.
Having Fun in Sacramento
Now, you’re ready to embrace your new home, and check out all of the fun activities in Sacramento!
● Do you miss your old yoga studio in your hometown? <a href="https://www.mindbodyonline.com/explore/fitness/search/studios?sortBy=distance%2C-_score&location=Sacramento%2C+CA%2C+US&q=yoga+studios">Sign up for classes</a> at one of these local studios!
● Relax and sip on a delicious latte at <a href="https://www.bontraveler.com/a-guide-to-the-best-coffee-shops-in-sacramento/">one of these cute cafes</a>.
● It’s easy to <a href="https://tourscanner.com/blog/fun-things-to-do-in-sacramento/">pack your weekend with fun</a> when you have so many new activities to try in Sacramento!
Moving to the Golden State is exciting! But planning for a big move like this takes a lot of preparation. By referencing these resources, you’ll be ready to get certified for new jobs, transfer your business from out of state, and enjoy your downtime in Sacramento!
Written by Charles Simmons of <a href="https://www.tosellortostay.com/">tosellortostay.com</a>
Photo via <a href="https://unsplash.com/photos/2YGrbLlbz6Y">Unsplash</a>2023-09-05T10:22:54-07:002023-09-05T10:28:07-07:00Dan Gossetttag:bestsacramentohomes.com,2012-09-20:252355 Tips for When It’s Time to Upsize Your Home and Work Space<img src="https://assets.site-static.com/userfiles/1366/image/Upsize%20home%20and%20work.jpg" width="936" height="624" alt="Upsize home and work" />
Photo by <a href="https://unsplash.com/photos/g2E2NQ5SWSU?utm_source=unsplash&utm_medium=referral&utm_content=creditCopyText">Dell on Unsplash</a>
<a href="https://unsplash.com/photos/g2E2NQ5SWSU?utm_source=unsplash&utm_medium=referral&utm_content=creditCopyText"></a>
5 Tips for When It’s Time to Upsize Your Home and Work Space
If you’re one of the many people who have embraced the work from home lifestyle, you may be feeling a little cramped in your current house. The need for space may be even more significant if you are running your own business from your home. Regardless of the situation, you know it’s time to move and the sooner the better. Buying a new house is always an adventure, but it’s even more so when you’re transplanting a company at the same time. Check out these tips from the <a href="https://www.bestsacramentohomes.com/">team at Shine Real Estate</a> to start prepping for the homebuying process.
Plan for the Homebuying Process
Buying a home—whether it’s your first or subsequent—is an intricate process. Preparing for a big move with your business in tow is also a challenge. Plan as far ahead as you can when <a href="https://www.chase.com/personal/mortgage/education/buying-a-home/homebuying-process">preparing to buy a new home</a>.
Saving as much money as possible, <a href="https://www.experian.com/blogs/ask-experian/credit-education/improving-credit/building-credit/">building up your credit</a>, and scoping out the housing market are essentials. Having everything in place financially can help expedite your purchase once you find the ideal home.
Connecting with a solid real estate team, like the <a href="https://www.bestsacramentohomes.com/">agents at Shine Real Estate</a>, and a trustworthy lender early on will also help you navigate the homebuying process with less stress.
Know What You’re Looking For
Choosing the right home is another factor in relocating your family and business. Start by prioritizing your wants and needs in a property. Decide what’s necessary versus what would be nice to have, from the number of rooms to the layout and lot. Prices are also a make-or-break factor; know your upper limit when searching properties don’t overextend your home buying budget.
Keep in mind if you or your partner need dedicated rooms for things in addition to your business, like a space to study and take online classes in peace. Going back to school for a bachelor’s degree in business can be <a href="https://www.phoenix.edu/online-business-degrees/bachelors.html">a key to success</a> as you embark on your plan to develop your own business. And online programs make it easier to complete classes in your own time.
For business owners, one crucial consideration when relocating is local zoning laws and <a href="https://www.americanexpress.com/en-us/business/trends-and-insights/articles/how-local-zoning-laws-affect-home-based-businesses/">how they impact in-home businesses</a>. Depending on your industry, you might need to explore local ordinances and laws before making an offer on a property.
Make Room for Business
Accommodations for your business may include features like a spare room to use as an office, product storage space, or proximity to suppliers or your customer base. Think about your company’s needs and how to align them with your desires for your new house.
For example, a home office may be necessary for virtual calls or in-person client meetings. Depending on its use, your workspace may qualify for <a href="https://www.irs.gov/taxtopics/tc509">a tax deduction that saves you money</a> on business taxes. For that reason alone, investing in a larger home might be worth it.
If your business involves supplies or inventory, space inside the home or garage is a must. Consider insuring any equipment or supplies before your move and while moving if you hire a company.
Mind the Paperwork
Transplanting a business—even a remote one—might be easier said than done. Business license and tax requirements vary by state, county, and even city. Plus, setting up utilities and services in your new residence can take time.
To circumvent delays, aim to complete any paperwork early. For example, when establishing an LLC, <a href="https://www.irs.gov/businesses/small-businesses-self-employed/limited-liability-company-llc">check your state’s requirements</a>, then file online. You can avoid lawyer fees while reaping the benefits of LLC formation, including reduced liability, tax advantages, and more.
To keep operations going mid-move, schedule utilities set up in advance or invest in battery backups and a Wi-Fi hotspot for the short term. If possible, move your business first, get settled, then orchestrate the remainder of the move.
Don’t Forget Insurance & Warranties
Protecting your home is a top priority as soon as you move in. With any financed property, you’ll <a href="https://www.iii.org/article/what-covered-standard-homeowners-policy">need to have homeowner’s insurance</a>—but this won’t cover all your home systems. In addition to insurance coverage, consider a home warranty for appliances and systems.
Check online reviews when you're looking for a home warranty company and then select a couple to get quotes from. Various tiered plans are available, so consider whether you need coverage for HVAC, electrical, plumbing, and more.
Plan for Success
Upsizing your home to accommodate your business is a big step, but the payoff can be great. More room to live, work, and thrive makes a new home a smart investment for your business and family. <a href="https://www.thespruce.com/organize-plan-prepare-household-move-2436542">Start off with a plan</a>, and implement it as far in advance as possible, especially if you’re moving a business with you. Then, do your due diligence to ensure that everything is set up for your business so that you can hit the ground running in your new location. It will take some effort, but in the end you will have the room you need to be successful with your job, and even your online schooling.
<a href="https://www.bestsacramentohomes.com/">Shine Real Estate</a> represents the region's finest properties with exceptional skill using the most innovative technologies currently available. Team up with Shine today by calling (916) 836-5326!
Written by Charles Simmons of <a href="https://www.tosellortostay.com/">tosellortostay.com</a>2023-03-02T11:30:21-07:002023-03-02T11:36:58-07:00Dan Gossetttag:bestsacramentohomes.com,2012-09-20:24929Moving to a Sunny State With Your Pup? Here’s How to Make It a Smooth Transition<img src="https://assets.site-static.com/userfiles/1366/image/moving_with_pup.jpg" width="290" height="351" />
Image via <a href="https://images.unsplash.com/photo-1575859431774-2e57ed632664?ixlib=rb-4.0.3&ixid=MnwxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8&auto=format&fit=crop&w=687&q=80">Unsplash</a>
You might be completely prepared for your relocation to a sunny new state like Florida or California, but when you have a dog, you must make some special considerations. How will your pup adjust to its new home? How can you help them acclimate to the heat if you're moving from a colder region? How can you maintain a routine and reduce Fido’s anxiety during the transition?
Your move to a sunnier state should be exciting. And this article from <a href="https://www.bestsacramentohomes.com/">Shine Real Estate</a> will help you ensure your four-legged companion stays comfortable, safe, and healthy in the process!
Research Your Insurance Options
First of all, consider setting your pet up with insurance in your new state. Many factors will determine which provider and policy are best for your pet and your budget, including the maximum pet age, coverage level, premiums, and deductibles. Pawlicy Advisor notes that the good news is you have options when it <a href="https://www.pawlicy.com/blog/what-is-pet-insurance/">comes to pet insurance</a>. Take advantage of customer reviews and several quotes because you evaluate different plans.
Shop for the Best Products
Once you’ve sorted out insurance, make a list of products you can purchase to keep your pet safe and healthy as they adjust to their new living environment. Always consider customer ratings before buying any specific products. And take it up a notch and <a href="https://petsdigest.com/">find helpful pet care advice</a>, reviewing product sites that provide veterinarian opinions on each item. You’ll be more confident knowing you’re purchasing a product that's been approved by a vet.
Make Sure Your New Home Is Suitable
Hibbs Homes points out that your new home will <a href="https://www.hibbshomesusa.com/featured-news/10-new-home-features-every-pet-owner-needs/">need certain features and amenities</a> to accommodate your pet's needs. For example, your dog must have a comfortable living space, and if they’re in their golden years, they’ll need to set up on the first floor, so they don’t have to go up and down the stairs frequently. Also, ensure a barrier around your property prevents them from wandering off into the woods or road.
Find a Vet
We know — this seems like an obvious tip. But you might be surprised at how many pet owners neglect to find a veterinarian they can trust. Take time researching the different clinics in your new area, read client reviews, and ask other pet owners for their recommendations.
Work With Movers
You have more than enough to think about and tackle as you prepare to move out of your old home and make the transition to your new one. Moving is stressful, and it can be downright overwhelming when you’re also responsible for a pet.
One of the best investments you can make is <a href="https://www.6sqft.com/12-tips-for-hiring-movers-and-making-things-run-smoothly/">hiring a professional moving company</a> to get your belongings from A to B. Some companies will also pack your items, giving you one less thing to think about.
Keep Your Pet Comfortable
Finally, consider how you can keep your pet comfortable as you relocate to sunny Florida or California. After all, moves are stressful for everyone, and we have to be mindful of how our stress can rub off on our pets. Likewise, keep in mind that if your new state is a hotter climate than you’re used to, you’ll need to help your furry friend <a href="https://veterinaryemergencygroup.com/blog/dog-heat-stroke/">gradually adjust and avoid overheating</a>. In other words, you probably don’t want to take them for a long walk in the middle of a hot day or leave them in your vehicle for an experience.
That being said, dogs crave exercise. So if you live near the places where you need to run some errands, try leaving the car at home and walking instead. They’ll appreciate the extra activity and you’ll both benefit from the exercise and fresh air. But always ensure your pet has access to adequate shade and fresh water. And learn to identify early signs of heat stroke, such as restlessness, a lot of coordination, traveling, or heavy panting.
Also be sure they’re well hydrated and have healthy dog food on hand. You’ll want to be sure you have your dog's favorite healthy dog food available and ready for them, so go online to check the best resources <a href="https://www.redbarn.com/products/air-dried-beef-dog-food">to help with your search</a> for the food that’s just right for them depending on their age and activity level.
Moving doesn’t have to be stressful or chaotic. Start preparing today by researching pet insurance plans and pet products. Think of any amenities or features you need in your new home, and find a reliable veterinarian and moving company. In no time, you and your four-legged friend will be strolling into a brighter future!
<a href="https://www.bestsacramentohomes.com/">Shine Real Estate</a> represents the region's finest properties with exceptional skill using the most innovative technologies currently available. Team up with Shine today by calling (916) 836-5326!
Written by Charles Simmons of <a href="https://www.tosellortostay.com/">tosellortostay.com</a>
2023-02-15T17:30:21-07:002023-02-15T17:40:38-07:00Dan Gossetttag:bestsacramentohomes.com,2012-09-20:24715A Starter Home or a Forever Home? A First-Time Homebuyers DilemmaImage via <a href="https://www.pexels.com/photo/gray-and-black-desk-calculator-8292896/">Pexels</a>
There are a lot of first-time homebuyers trying to break into a real estate market where lately home prices have been skyrocketing. The debate, therefore, is to go big and buy the home you want to stay in or go for something smaller and more affordable with an eye toward selling later? There are pros and cons to both options.
A starter home is a popular choice among first-time homebuyers. The reasons are, of course, its affordability. Buying a smaller home allows the home buyer <a href="https://smartasset.com/mortgage/steps-to-building-equity">to build up equity</a> to use as a down payment for a larger “forever” home later. Starter homes are small, with two bedrooms or fewer. They don’t have the latest in appliances or amenities and are usually in older, less desirable neighborhoods.
A forever home is, as the name implies, a property you purchase with the intent to remain there for many years. Forever homes are larger, three bedrooms or more, and are in a neighborhood that the buyer considers suitable for raising a family. They are usually in good repair at the time of purchase and have modern appliances, fixtures, and flooring. Usually the HVAC, plumbing, and electrical are new or updated.
Here’s some guidance from <a href="https://www.bestsacramentohomes.com/buyers/first-time-buyers/">Shine Real Estate</a> to help you make the best decision for your first home purchase.
Understanding Mortgages
An important part of your first home buying experience is to get a firm understanding of <a href="https://www.masterclass.com/articles/learn-about-home-mortgages">how mortgages work</a>. Mortgages are loans with a lengthy repayment schedule that facilitate the purchase of real estate. For home-buyers, and particularly for first-time buyers, there are several different types of mortgages with various qualifications that may be applied for. For the purposes of comparison, the most important characteristics to consider when comparing mortgages are the down payment, the length, the interest rate, and interest rate variability. Begin researching mortgages early in your search to establish a good estimate of your budget.
Some Advantages to Purchasing a Starter Home
Property taxes are lower
Smaller homes require less upkeep
Buying a starter home means putting less investment into upgrades or refurbishing since the buyer doesn’t plan to live there that long
It has the possibility of being an investment <a href="https://smartmoneymamas.com/turn-house-into-rental/">as a rental property</a>.
Some Disadvantages to Buying a Starter Home
Older homes will require more upkeep and more frequent repairs
If the area of town <a href="https://www.homebay.com/tips/7-ways-your-neighborhood-impacts-your-homes-value/">continues to lose value</a>, so will the home
Some Advantages to Buying a Forever Home
Knowing you’re there to stay <a href="https://designthusiasm.com/putting-down-roots-neighborhood/">allows you to put down roots</a>
Customizing your home without having to weigh the resale value of those upgrades
Having a larger home means you won’t be cramped when your family grows
The peace of mind knowing that you’re not facing a move in the short term
Some Disadvantages to Buying a Forever Home
The cost will be higher, including the <a href="https://www.thebalance.com/buyer-s-closing-costs-1798422">down payment and closing costs</a> which could make paying for it a struggle
A larger, more expensive home can mean larger, more expensive repairs and upkeep
It will take longer to build equity than a starter home
Finding a Home
It’s best when buying a home to work with an experienced real estate agency such as <a href="https://www.bestsacramentohomes.com/">Shine Real Estate</a>. They’ll be able to help you find the right home for your needs and budget, as well as answer your questions that will surely arise during the home buying process.
That doesn’t mean that you can’t do your own research into your potential home options. In fact, it’s a good idea to begin looking through houses in <a href="https://www.redfin.com/city/22597/CA/Fair-Oaks/housing-market">the local real estate market</a> that you’re targeting in order to establish reasonable expectations for what constitutes a good value in the area. Online search tools can help you quickly sort through what’s available to find homes that meet your criteria. Once you’ve had a look through what’s available, you’ll be able to shop with confidence
A Compromise
It may be possible to purchase your forever home at a lower cost if you’re willing to buy the home “as is.” When a home is being sold “as is” the seller will make no repairs nor offer any credits for potential defects of the home or the grounds. These could include structural problems, active termite infestation, or mold and mildew. You should still ask for a home inspection, though, to ensure you know what exactly you’re getting into, as well as contacting a lawyer and <a href="https://pocketsense.com/land-titles-8160260.html">looking at land records</a> for any potential red flags.
A Wise Investment
Whether you’re purchasing a starter or a forever home, it’s smart to purchase a home warranty. Homeowner’s insurance only covers structural damage, theft of belongings, and injury on your property. A <a href="https://www.bobvila.com/articles/do-i-need-a-home-warranty/">home warranty will provide coverage</a> for things like breakdowns in heating and cooling systems, and electrical or plumbing damage, along with covering appliance repairs.
Always hire the most reputable company when it’s time to move. Choosing a “low rate” moving company can cost you more in the long run. Take advantage of online reviews to evaluate your potential mover before signing any contract.
A home is more than an investment, it’s a dream. Weighing all your options before committing to purchase means you’re confident you’re making the right decision for you and that’s always a smart move.
If you're looking for a house in the Sacramento area, trust Best Sacramento Homes for help. Take a look at the communities <a href="https://www.bestsacramentohomes.com/communities/">we represent online</a>. When you're ready, reach out and we will be happy to help you find your perfect property.
Written by Charles Simmons of <a href="https://www.tosellortostay.com/">tosellortostay.com</a>2023-02-06T15:13:10-07:002023-02-15T17:29:57-07:00Dan Gossetttag:bestsacramentohomes.com,2012-09-20:13178How to Buy a House if You Have a Subpar Financial RecordPhoto credit: <a href="https://www.pexels.com/photo/architecture-building-buy-driveway-209296/">Pexels.com</a>
Disclaimer: While this article does provide tips and resources for purchasing a home with a subpar financial record, it is not a substitute for sound financial advice. Please seek professional advice before making any important decisions.
<a href="https://www.forbes.com/sites/fredpeters/2019/04/08/the-american-dream-of-homeownership-is-still-very-much-alive/?sh=a5efbfe3e807">Owning a home</a> is still an integral part of the American dream, according to Forbes. If you're among the many people in the United States who want to own a home but don't have a strong financial history, you may assume this goal is beyond your reach. Think again. It is possible to buy a property even if you don't have a flawless record.
The first step to paving your path to property-ownership is to get an idea of approximate costs. The internet is a great place to start; Best Sacramento Homes offers a <a href="https://www.bestsacramentohomes.com/">look at properties</a> in Sacramento, California, for example. Connecting with local realtors like Dan Gossett and his team is also a wonderful way to get expert insights into the market.
Before you make an offer on your dream house, however, you have to get the money for it. Read on to find out how to buy a home despite a poor financial history.
Take action to improve your financial record
The traditional route to getting a home involves taking out a mortgage. Traditionally, the down payment on the home should be a minimum of 20 percent of the total home price. A mortgage calculator can help you determine <a href="https://www.bestsacramentohomes.com/buyers/mortgage-calculator/">how much you need</a>. This will guarantee you more favorable mortgage terms and interest rates. The Mortgage Reports explains that this also <a href="https://themortgagereports.com/17861/private-mortgage-insurance-avoid-pmi-mortgage-rates">eliminates the need</a> for private mortgage insurance.
Note that lenders look at your financial record to see if they want to extend you a loan. Your credit score, also called a FICO score, is one major factor they assess. MyFico explains that the FICO score is calculated <a href="https://www.myfico.com/credit-education/whats-in-your-credit-score">based on multiple factors</a>, from accounts owed to new credit and length of credit history. To check your credit score, visit AnnualCreditReport.com. You are legally entitled to one free report <a href="https://www.annualcreditreport.com/">per year</a>.
If your credit isn't great, there are steps you can take to improve it and better your odds of getting the loan you need to fund a down payment. First, check for mistakes. CNBC reveals that more than <a href="https://www.cnbc.com/2017/09/27/the-real-problem-with-credit-reports-is-the-astounding-number-of-errors-equifax-commentary.html">one in five</a> people have an error on their credit report that harms their credit profile. If debts are dragging down your score, check out debt relief. These programs help you find debt solutions <a href="https://americor.com/california-debt-solutions/">based on factors</a> like how much you owe and your job status.
Consider non-traditional sources
If you aren't able to boost your credit sufficiently to secure a favorable loan, there are other options available. Redfin has a quick primer on how to buy a house when you don't have sufficient money for a down payment. They propose out-of-the-box options, such as using <a href="https://www.hud.gov/buying/loans">Federal Housing & Urban Development</a> loans or looking to rural housing site loans via the <a href="https://www.rd.usda.gov/programs-services/rural-housing-site-loans">U.S. Department of Agriculture</a>.
Consumer Reports offers additional ideas on how you might fund a down payment via alternative methods. Their proposals include crowd-funding, withdrawing Roth IRA savings, or <a href="https://www.consumerreports.org/personal-finance/how-to-fund-a-down-payment/">borrowing from your 401(k)</a>. You can also ask a trusted friend or family member to co-sign a loan. As Credit Karma explains, this offers <a href="https://www.creditkarma.com/advice/i/cosigning-loan-pros-cons">advantages and disadvantages</a>. Beware that the co-signer will ultimately be responsible for the loan. That means if you can't pay, they will become liable and their credit rating can take a hit.
As the above guide has hopefully made clear, there are options available to you beyond the traditional mortgage. Remain open to such alternatives and you should be able to find a way to afford a house you love.
If you're looking for a house in the Sacramento area, trust Best Sacramento Homes for help. Take a look at the communities <a href="https://www.bestsacramentohomes.com/communities/">we represent online</a>. When you're ready, reach out and we will be happy to help you find your perfect property.
Written by Charles Simmons of <a href="https://www.tosellortostay.com/">tosellortostay.com</a>
2021-03-12T17:07:00-07:002021-03-12T17:12:52-07:00Dan Gossetttag:bestsacramentohomes.com,2012-09-20:130933 Things You Need to Focus on When Investing in Rental Property to Ensure That it Brings in ProfitsSuccess in real estate is not a rare thing. In fact, it can be one of the safest and most financially viable ventures you can go into. Rental properties, in particular, often have unparalleled earning potential, and it will do you well, indeed, to consider it as a venture. And with the right elements and strategy in place, you can all but ensure the profitability and success of your residential or vacation rental. <a href="https://www.bestsacramentohomes.com/" style="font-size: 17px;">BestSacramentoHomes.com</a> explains how you can make it happen.
Interested in purchasing a Sacramento rental property? <a href="https://www.bestsacramentohomes.com/">BestSacramentoHomes.com</a> offers state-of-the-art interactive search tools for quick and easy access to quality listings!
Creating the Rental Property Business That’s Right for You!
A Simple <a href="https://learn.roofstock.com/blog/buying-your-first-rental-property">10-Step Plan</a> for Buying Your First Rental Property
A Guide To The Most <a href="https://www.fortunebuilders.com/landlord-friendly-states/">Landlord-Friendly States</a> (call us for good agents in these other states!)
<a href="https://www.mashvisor.com/blog/how-to-start-a-rental-property-business/">How to Start</a> a Rental Property Business
Learn About the <a href="https://www.zenbusiness.com/california-llc/">Requirements of Registering</a> for a California LLC
The Perfect Rental
8 Tips for <a href="https://trusthomeproperties.com/orlando-property-management-blog/tips-rent-ready-property/">Getting Your Property Ready</a> to Rent
11 Things <a href="https://www.mysmartmove.com/SmartMove/blog/what-tenants-look-for-rental-property.page">Tenants Look For</a> in a Property
The <a href="https://www.holidayvacationrental.com/the-ultimate-amenities-checklist-for-vacation-rentals/">Ultimate Amenities Checklist</a> for Vacation Rentals
<a href="https://www.epicprofessionals.com/features-you-should-include-in-your-residential-rental-unit/">Features</a> You Should Include in Your Residential Rental Unit
Efficient Management
<a href="https://rentprep.com/property-management/managing-rental-properties/">How To Manage</a> Rental Properties: A Simple Step-By-Step Guide
<a href="https://wealthynickel.com/rental-property-accounting/">Rental Property Accounting</a> 101: A Simple System for DIY Landlords
The Ultimate Guide to <a href="http://www.lpmmags.com/the-ultimate-guide-to-marketing-your-rental-property/">Marketing Your Rental Property</a>
10 Ways to <a href="https://www.military.com/money/home-ownership/rental-property/10-ways-to-find-a-good-renter-for-your-home.html">Find a Good Renter</a> for Your Property
While success in rental property investment is not a foregone conclusion, it’s still a distinct possibility. Make sure to take advantage of the many resources available today, both online and off, to make the move toward profitability and ultimately ensure that your investment is a sound one.
Photo via <a href="https://www.pexels.com/photo/brown-concrete-houses-and-green-leafed-trees-1587947/">Pexels</a>
Written by Alice Robertson of <a href="https://www.bestsacramentohomes.com/tidyhome.info">Tidyhome.info</a>2021-03-09T12:22:00-07:002021-03-09T12:30:27-07:00Dan Gossetttag:bestsacramentohomes.com,2012-09-20:12637In the Market for a New Home? 5 Things You Need to Keep in MindBuying a home can be exciting, inspiring, and also overwhelming. For <a href="https://www.bestsacramentohomes.com/buyers/first-time-buyers/">first time home buyers </a>in particular, the process can seem daunting. But even for experienced homeowners looking to expand, or simply seeking a fresh start, entering the market for a new home can feel like a huge undertaking.
Luckily, there are plenty of resources available to help guide you on your home buying journey. By starting small and working methodically through practical concerns, you will discover that you are able to find exactly the kind of home you are looking for.
In this article, we will walk you through five things you need to keep in mind when beginning to search for your new home.
1. Prioritize
The first step is to figure out what is most important to you. Why are you moving? Are you part of a growing family, which requires more space? Or do you want to downsize? Are you looking for a more fully equipped kitchen, a backyard, or other amenities?
Make a list of your specific wants and needs, then star the most important items so you have a visual map of your priorities.
Sitting down to discuss which features are most significant in <a href="https://www.bestsacramentohomes.com/buyers/personalized-home-search/">your upcoming search</a> will help to hone your focus, readying you for the many options available. That way, when you do start searching, you will be able to narrow down your choices immediately, with a sharp and clear sense of what it is you are looking for.
2. Lay it all out
Once you have seen to the most important elements in your home search plan, you will want to make sure you have all your other <a href="https://www.hhlnorthwest.com/how-to-craft-the-perfect-house-wants-and-needs-list/">wants and needs mapped out</a> as well.
Create a “master plan” house search chart that lays out as many details as possible. When you are navigating houses on the market, you can cross reference with this chart to find the dream home that most closely matches the requirements you set out beforehand.
Be sure to include both general outlines and details. How many bedrooms will you need? How many bathrooms? What about dining areas, living rooms, and outdoor spaces? Take this opportunity to picture how your items will look in your new home. What kind of lighting will you want? What about natural light and air flow? Do you want a breakfast bar? Space for indoor exercise?
This “master plan” chart should include a comprehensive look at all the possible details you can think of. Be sure to take your time with this chart, adding to it over days and weeks as you prepare to search for your new home. It will serve as a valuable resource to keep you focused on finding a home that most closely matches your ideal.
3. Think Active
When considering whether a prospective home adequately suits your needs, you will want to keep in mind exactly what kinds of things you will be likely to do throughout that space. Think about your habits and routines. What is your usual daily schedule? How will you use your home space?
If you want to set up a great work from home office space, that will affect your prospective home needs. Keep in mind that you will likely require a quiet space that is somewhat isolated from the rest of the house.
Are the kids going to school online? For remote work and school, you will want to make sure that your new home has the <a href="https://www.broadbandsearch.net/service/california/sacramento">best broadband speeds</a> available, so you don’t get interrupted in the middle of important video calls.
Do you need a home gym? With ongoing lockdowns and gym closures, you may want to think creatively about how and where you could transform a space in your new home into a workout zone.
Particularly now, with <a href="https://www.smallbizgenius.net/by-the-numbers/remote-work-statistics/">more people working remotely</a> than ever before, you will want to make sure that the house has amenities that are suitable for your activities.
4. Be Realistic- and Optimistic
Now, as you prepare to find a new home, is the perfect time to take an honest look at your resources. What is your ideal budget? Take note of this, and then make a note of your absolute maximum limit.
You should absolutely <a href="https://www.forbes.com/sites/kellyphillipserb/2016/01/05/10-things-you-absolutely-need-to-know-about-buying-a-home/?sh=230e8ce44158">be realistic </a>about the resources available to you. But it is also important to keep in mind that you are not just signing a contract for a home for your life now, but also your life as it will be in the future. Sometimes it will be more sensible to pay extra for the home with higher quality and longer-lasting amenities, and it may save you some money in the long run.
Just be sure to take into account a holistic review of the pricing. Besides the initial purchase price, bear in mind that a new home comes with extra costs: insurance, real estate taxes, homeowner fees, home improvements, and maintenance.
If you can afford to pay a higher initial purchase price that has lower monthly fees, it can end up being a smarter long-term investment.
5. Use a Realtor You Trust
Realtors often get a bad reputation. We know they benefit from the sale of a home, receiving a percentage of the cost. Many home buyers are suspicious of realtor’s intentions and fear that they might be swindled.
It is the seller, however, not the buyer, who pays the realtor’s cut of the sale. While a listing agent, who represents the home seller, may not have your interests in mind, you can employ a trustworthy realtor who works on your side.
Finding a realtor you trust can be hugely beneficial: the right realtor will be able to guide you through the entire home buying process. They can help you understand home inspections and ensure that you are being quoted a fair price. Do the research to find a realtor who you know will work for you, and you will have a valuable ally as you navigate the home buying process.
Last Thoughts
The home buying process is complex and involved. As you begin to wade through the market in search of a home that is right for you, take your time. Be patient.
Searching for a new home means preparing for a long-term commitment- you should never rush. Do your research, seek outside help when you feel unsure, and make sure the home you find truly works for you.2021-02-07T10:50:00-07:002021-02-07T10:52:39-07:00Dan Gossetttag:bestsacramentohomes.com,2012-09-20:10924Everything You Need to Know About Buying a Home in a Recession<img src="https://assets.site-static.com/userfiles/1366/image/Home_Buying.png" width="936" height="634" />Photo via <a href="https://www.rawpixel.com/image/528030/free-photo-image-real-estate-mortgage-real-estate">Rawpixel</a>
For those who are financially prepared and confident in their income security, a recession could be a great opportunity to buy a first home or invest in property. Mortgage rates are near record lows, and many homeowners are desperate to sell so they can pay off debts or reduce their living expenses. If you’re ready to buy right now, get your search underway!
You can find local homes for sale and connect with a reputable real estate agent through <a href="http://bestsacramentohomes.com/">BestSacramentoHomes.com</a>. As you initiate the home buying process, here are some important things to keep in mind.
Understanding Home Sale Types
While most people buy homes directly from the seller, other types of home sales skyrocket in economic downturns. For example, <a href="https://www.thebalance.com/short-sales-are-no-bargain-for-buyers-1798170">short sales</a> are a type of home sale in which the proceeds from the sale aren’t enough to cover the existing debts on the property. While these might sound like a great deal to buyers and investors, they come with several pitfalls, so it’s important to be wary.
The same goes for bank-owned homes. A bank-owned home is typically sold “as is,” so it’s likely to have a few maintenance issues. For example, you might come across structural problems, mold or mildew, water leaks, or pest infestations that you will have to deal with after buying the home. The bank will not be willing to negotiate repairs or reduce the sale price due to these problems. If you’re not ready to take on this kind of burden, consider sticking to standard home sales.
Determining Your Home Affordability
Determining how much home <a href="https://www.daveramsey.com/blog/how-to-budget-for-new-home">you can afford</a> is important regardless of whether you’re buying in a recession or not. However, the current state of the economy might encourage you to be more cautious than normal. Will you still have a reliable source of income months and years from now? If your future looks uncertain, it may be best to hold off this major purchase.
<a href="https://www.bestsacramentohomes.com/buyers/first-time-buyers/">First-time buyers</a> don’t have the benefit of using the sale proceeds from their existing home to cover the cost of their new purchase, so they have to be especially diligent about budgeting. Research the local real estate market where you’re hoping to buy so you can get a better idea of the home prices to expect. And don’t forget to account for <a href="https://www.bestsacramentohomes.com/buyers/what-are-closing-costs/">closing costs</a> and other hidden home buying expenses!
Securing a Mortgage
According to The Ascent, the recession could make it harder for you to <a href="https://www.fool.com/the-ascent/mortgages/articles/tips-mortgage-during-a-recession/">get a mortgage</a>. This may not be a problem for investors who intend to buy a property with cash, but <a href="https://turnkeyhomeloan.com/the-best-mortgages-for-first-time-homebuyers/">first-time buyers</a> could run into a few obstacles. For example, a recent drop in income may have caused you to fall behind on bills, lowering your credit score. At the same time, banks may require higher credit scores and larger down payments to approve your mortgage during a recession. Keep these things in mind as you get your <a href="https://www.kiplinger.com/article/real-estate/t010-c006-s001-financial-steps-to-take-before-buying-a-first-home.html">financial prerequisites</a> in order.
Navigating Negotiations
Before finalizing your home purchase, make sure you get a home inspection. Homeowners are often in a rush to sell during a recession and as a result, may neglect certain <a href="https://diyguys.net/diy-projects-you-can-do-around-the-home-to-increase-selling-value/">maintenance tasks</a>. Financial uncertainty may also mean that sellers are unwilling to spend money on repairs and upgrades. While there may be less room for negotiations right now, you might be able to get some repair credits or other perks if you’re serious about buying. For example, motivated sellers may be willing to cover some of your closing costs or throw in some extra incentives like furniture or appliances. Take advantage of <a href="https://www.forbes.com/sites/taramastroeni/2018/08/27/the-five-most-common-home-buying-contingencies-explained/">common home buying contingencies</a> for the opportunity to negotiate with the seller or walk away from the sale if the home needs more work than you’re willing to take on.
Whether you’re a first-time buyer or a property investor, purchasing a home is always an exciting endeavor. The current recession could be a great chance to buy the home of your dreams or jump on a promising real estate deal. As long as you do your research and plan carefully, your home buying process is bound to be a success.
Written by: Suzie Wilson of <a href="http://happerhome.net/">happerhome.net</a>2020-10-12T20:19:00-07:002020-11-05T15:41:58-07:00Dan Gossetttag:bestsacramentohomes.com,2012-09-20:10849Advice for Seniors Looking to Buy a Bigger Home for RetirementAdvice for Seniors Looking to Buy a Bigger Home for Retirement
<img src="https://assets.site-static.com/userfiles/1366/image/Retired Home Buying.png" width="936" height="624" />Image via <a href="https://unsplash.com/photos/VUOiQW4OeLI">Unsplash</a>
Retirement is often called the golden age: once you toss away your 9-5 and embrace a more relaxed lifestyle, it’s possible to pursue new or abandoned hobbies with no time constraints. For some, it’s a great time to move away from the city and into a bigger home where you can finally take up the homesteading hobbies you’ve always dreamed of. Not only will you have the space to get your hands dirty, but you’ll also have plenty of room to invite the whole family over for long weekends and holidays.
Retirement living
If you’re a recent retiree, it can take some time to determine what kind of lifestyle is right for you. For some, downsizing is the best option, especially if you’re a city person and want to be more social. However, if you’re someone who likes hobbies, <a href="https://www.smartliving365.com/rightsizing-vs-downsizing-making-a-positive-lifestyle-choice/">rightsizing</a> might be a better choice.
While downsizing allows you to declutter and get rid of your unnecessary belongings, rightsizing is all about figuring out what’s most important to you as you age. It’s about finding the right-size home for your <a href="https://www.ameriprise.com/retirement/retirement-planning/retirement-readiness/retirement-lifestyle/">retirement needs</a>, and embracing the extra time you’ll have on your hands.
Homesteading hobbies
Moving to a bigger home is fantastic for seniors who have an interest in homesteading and are up for the effort. <a href="https://www.hobbyfarms.com/20-homesteading-skills-to-learn-in-2020/">Homesteading</a> is all about learning to be self-sufficient: from gardening to baking and even furniture-building, it allows people to learn new skills and reap the rewards.
A larger house will not only allow you to pursue new hobbies, but it will also allow you to invite your family to stay for weekends and holidays. Having enough space to <a href="https://www.thespruce.com/put-together-a-perfect-guest-room-1976987">host guests</a> provides the opportunity for you to create a welcoming escape for the family and will be enriching for your retirement.
Finding a new home
When you’re ready to start your search, connect with an expert from <a href="https://www.bestsacramentohomes.com/">BestSacramentoHomes.com</a> to help narrow down your options. Determine how many rooms you’ll need if you plan to host family often, and consider how much outdoor space you’ll want for hobbies such as gardening or chicken keeping.
Determine what you can afford based on your retirement income, and use that to guide your search. Also, consider your loan options: a conventional loan is low-cost and comes with a range of down payment options. Conventional loans allow you to pick from adjustable- or fixed-rates, and if you can put down 20% for a down payment, you can skip mortgage insurance. Check <a href="https://www.pennymacusa.com/conventional-home-loans">PennyMac current rates</a> for information about your loan options.
Moving day
Moving is difficult for nearly everyone, and it can be even harder for retirees. There are plenty of small things you can do to prepare, including <a href="https://www.apartmentguide.com/blog/decluttering-your-things-to-prepare-for-a-move/">getting rid</a> of old, unused belongings. Once you know where you’ll be moving, you can figure out what you need and if you need to acquire new furniture. Think about bedroom items and bedding linens, along with any new hobby equipment.
On moving day, be sure to <a href="https://www.theseniorlist.com/senior-housing/moving/">get help</a> from family, friends, or a moving company. They can handle the heavy lifting so you can keep your body healthy and injury-free through the process. Be sure to pack yourself a small overnight bag with clothes, toiletries, and any medications so you have what you need the night you arrive in your new home.
Moving to a new, bigger home will feel exciting, and it will allow you to pursue more hobbies in your retirement. Be sure to determine your needs for guest rooms and hobby spaces before you get too deep into your search, and do some research on loan options as you think about buying your new home.
Written by Bob Shannon of <a href="http://seniorsmeet.org/">SeniorsMeet.org</a>2020-10-05T09:22:00-07:002020-10-12T20:33:08-07:00Dan Gossetttag:bestsacramentohomes.com,2012-09-20:369616 Common Mistakes That First-Time House-Flippers MakeWhen you binge-watch a little too much HGTV, it's easy to come to some crazy conclusions. Conclusions like, "House flipping looks easy! I should try it!"<br /><br />Well, maybe you should -- we sure won't stop you! -- but before you jump into your very first home flip, make sure you know what common mistakes first-time flippers are in danger of making so that you can avoid the same fate.<br /><br />Not having the finances<br /><br />Before you flip a house, you have to buy it. Depending on whether you're paying all-cash or getting a mortgage loan (and whether you already own a primary residence or not), you will have to secure a down payment for the home, plan on paying mortgage interest for the months that you carry the mortgage, pay for utilities, and pay for the expenses of actually fixing up the home.<br /><br />You might be tempted to assume that this will be a quick and easy project, but similar assumptions have taken down more experienced house-flippers than you. It's much better to overestimate how long it will take then to underestimate -- that way you can make sure you have enough money to cover the flip.<br /><br />One money-saving tactic could be to move into the house while you renovate it (then you won't be paying rent elsewhere). Be warned, though, that unless you live in the home for two years, you will still have to pay capital gains tax on any profit made from the flip.<br /><br />Buying the wrong property<br /><br />Like Goldilocks, you want a home that's "just right" -- not too expensive, or you won't make any money, and not in too bad of shape, or you'll spend more than you planned to fix it.<br /><br />Paying too much for a home is one of the worst things you can do as a house flipper, so it might help to secure some real estate expertise from a local professional who can give you a good idea of what fair-market prices look like and help you ascertain if your offer looks good or if you want to seek out a better deal.<br /><br />Additionally, a professional can help you understand how much profit you could potentially make, which is also easy to overestimate as a first-timer. And they can make sure you're following the 70% rule. What's that? Well ...<br /><br />Not following the 70% rule<br /><br />Most fix-and-flip investors who have been doing the job for a while know and adhere to this rule. It's not very complicated, but you may be tempted to indulge in some creative math to make the numbers work -- resist! That's a form of rule-breaking.<br /><br />You do not want to pay more for a property than 70% of its fixed-up fair-market value.<br /><br />So in other words, if you're eyeing a home, and you have it on good authority from several people that after you fix it, you could sell it for $200,000 -- do not offer more than $140,000 for that home. That is your 70% threshhold.<br /><br />This will give you wiggle room to pay for the repairs and upgrades and to still make a profit.<br /><br />Forgetting to make the budget<br /><br />Are you getting the idea yet that flipping a home is a big exercise in math? Well, if you haven't started laying all these costs out in a spreadsheet and figuring out what you can spend where, then start.<br /><br />You'll want to consider both the cost of the home (either paying for it outright or paying the monthly mortgage plus insurance, taxes, and any other expenses), the costs of the upgrades, the amount of time those upgrades will take, and the time on market once it's ready to sell.<br /><br />Again, a real estate professional (or another experienced house flipper) can give you a solid ballpark for all of these metrics if you don't even know where to start.<br /><br />Not getting an inspection<br /><br />When you're paying cash and you're in a hurry -- and you already know there's a lot to fix in the home -- then it can be tempting to skip the pre-sale inspection. Why bother?<br /><br />Because that inspector might find a serious problem that's going to cost you more to fix than you can afford. Foundation or structural issues are usually not cheap to solve and can eat up most (if not all) of your budget if they emerge unexpectedly.<br /><br />Plus, when the time comes to sell the home, you'll know that everything was done to get it into perfect condition if you bothered with an inspection!<br /><br />Not securing the right permits<br /><br />Before you start pulling out the sledgehammers for demolition, it's a good idea to ascertain which permits you're going to need for your upgrades. You don't want to do all the work on a project only to discover that you needed a permit and might need to redo some or all of it.<br /><br />Again, a real estate professional or someone who's flipped houses before can help you here. They will have an idea of what permits are needed and can help you start the application process before you need them (not after).<br /><br />Multitasking<br /><br />When it's time to actually get started on the work, you may be tempted to flit from project to project so that you can feel like you're accomplishing something. Why continue working on that item that's going to take a week to finish when you can just run over and finish two or three things really quickly?<br /><br /><br />If you've read anything about research on multitasking, then you already know the answer: It makes you much less efficient than if you focused on one thing and saw it through to the end.<br /><br />Make a list of things that need to be done, and if you want to feel that sense of accomplishment, then plan to spend your morning working on major projects, and your afternoon on little items that help you feel like you've finished at least one thing.<br /><br />Overestimating what you can do yourself<br /><br />With the existence of YouTube, it's pretty tempting to think that you can do anything with the right tools and a video.<br /><br />But this is a major investment, and you are probably not qualified to do most of it. Putting a wall up or refinishing a floor? Sure, maybe. Any plumbing and electrical help will definitely require a professional, though, and you might want to consider finding a general contractor who's willing to pitch in where you need.<br /><br />If you have direct experience making a specific type of home repair, and you liked your results, then go ahead and assume you could do it again. If not, then for your first flip, hire a pro and watch them work so you decide if DIY might be an option -- next time.<br /><br />Not playing well with others<br /><br />No flipper is an island, and that is especially true for first-time flippers, who haven't yet discovered their core crew of people who can help them get the fixes in, and in quickly. You'll need to rely on strangers to help you finish the job, and some people are better at doing that than others.<br /><br />If you don't deal with feedback well, don't manage relationships well, or just generally don't like working with people, then you should perhaps reconsider this method of money-making. You're going to need to work with others, and work well with them; if that's beyond your scope of ability, then maybe funding a flip and collecting some of the profit is a better choice.<br /><br />The good news is that if your first flip goes well, you'll be on your way toward building a crew for future flips.<br /><br />Running out of time<br /><br />You're almost to your sales deadline, but the house is only half-finished. This is a real nightmare for a flipper, but it's a common one when it's your first flip and you have no real idea how long the fixes are going to take.<br /><br />Overestimate how long you'll need to finish the job, especially if you're working by yourself. Leave yourself time to undo and redo some work (because you'll probably mess something up), and don't create a timeline that's going to squeeze you beyond your abilities.<br /><br />Don't know how long it's going to take? Bring in a general contractor and ask for time estimates. Add 50% or double the time on any jobs you plan to do yourself if you've never done it before.<br /><br />Remodeling according to your personal taste<br /><br />Many first-time flippers forget that they aren't renovating the house for themselves -- they're doing it for a future buyer. And those flippers end up getting less for the sale than they could have because they insist on revamping the house according to their own personal taste instead of what sells best on the market.<br /><br />A real estate agent can help give you a reality-check here and tell you that your preference for a separate kitchen, dining room, and living room is going to hurt the sale, or help you understand whether there's really a demand in the area for a garage with a rock-climbing wall installed.<br /><br />Neglecting the little fixes<br /><br />There's a lot to do in any flip, and it can be tempting to focus on the big items -- floors, walls, windows, doors, and so on -- and ignore the little ones.<br /><br />But if you think that buyer isn't going to notice that the kitchen drawers all stick, you're delusional. Change the light bulbs, oil the hinges, and make sure everything (everything!) works and works well before you call it a day.<br /><br />Upgrading too much<br /><br />Depending on the neighborhood, a five-burner gas-range stove might be exactly what the house demands ... but maybe not. First-time flippers often don't know where to stop with the upgrades and do too much, creating a beautiful house that's over-finished for the neighborhood, and installing features that buyers who are interested don't really want.<br /><br />That doesn't mean you need to go for the cheapest option, but at least look at other listings in the neighborhood to see what the standard or "average" finishes and fixtures look like, then aim for that look. (This is another area where a real estate professional can be worth his or her weight in gold.)<br /><br />Ignoring the outside<br /><br />Well, the inside of this soon-to-be-flipped home looks amazing! Time to list?<br /><br />Not quite. Have you paid attention to the landscaping? Put in new sod? Added flowerbeds to the garden, or otherwise improved the curb appeal of the home at all?<br /><br />It's a big mistake to focus only on the inside of the home and ignore the outside. A green lawn, fresh coat of paint, and some artfully placed flowers can work wonders on that final sales price.<br /><br />Listing the house before it's finished<br /><br />You may think that you can show buyers what you've done and they'll be able to imagine what the home will look like when it's finished -- but this truly isn't the case. If you try to start showing the home before it's actually ready, then all buyers are going to see is a half-finished project.<br /><br />They don't have access to the vision in your head. Don't try to force them to create one, or the house will linger on the market for longer than necessary ... and you'll have missed your first, best chance to make an amazing impression with your flip.<br /><br />Counting on the market to pull the price up<br /><br />When the market is hot, it can be really tempting to hope that it will have escalated enough in the months that your flip was being renovated to bump up the sales price. We all hear the stories about how prices are rising, so why shouldn't you expect them to rise while you work?<br /><br />Because housing markets, like all markets, are subject to outside forces beyond your control that you cannot predict. If you're counting on the market to grow, and that doesn't happen -- what's your Plan B? Will you still make money on the sale, or will you lose your shirt?<br /><br />Don't risk it. Make sure that you can still make a profit even if the market doesn't jump while you're working on the house. (And if it does? Consider that a pleasant surprise.)<br /><br />Staging without a pro<br /><br />Many flippers are also great at staging homes, and this could well be you in the future. But for your first home, do yourself a big favor and budget for a stager from the beginning.<br /><br />A professional stager will tell a story with the home, tying rooms together with color and texture, and helping buyers envision their lives in your flip. Watch and learn from the pro, and then maybe you can try staging on your second (or third, or eighth) flip.
<a href="https://www.bestsacramentohomes.com/contact/" title="Contact Us">Contact us if you have any questions</a> - we're here to help make you the most money possible!2019-05-09T09:00:00-07:002019-05-22T09:33:50-07:00Dan Gossetttag:bestsacramentohomes.com,2012-09-20:3697How To Maximize Space In A Tiny HomeInevitably when you're watching one of those tiny house reality shows (we know you know which ones we're talking about, HGTV!), a buyer who's looking at a tiny house says something along the lines of, "Well, there isn't much space/storage room, is there?"<br /><br />That's a given when it comes to a tiny house. The clue is in the name, after all -- a tiny house just isn't going to have a lot of room, especially for storage space, and especially for the little extras that can make your house feel bigger.<br /><br />But thanks to modern design, there are a lot of ways you can maximize space in a tiny home without sacrificing any of the attributes that make it attractive -- or tiny. <br /><br />
Invest in lots of windows ...
<br />One of the best ways to make any room feel bigger is by lighting it up, wall to wall, corner to corner. This is usually easiest to do by adding windows, which can be especially effective when placed high up toward the ceiling in a tiny house, leaving room on the walls.<br /><br />More windows do take up space, of course, but if living somewhere that feels light and airy is important to you, then windows are the very best way to accomplish that goal.<br /><br />
... Or floor-to-ceiling shelving
<br />Of course, you'll want to think strategically about your tiny house's layout because with every decision you make to add something, you'll probably be forgoing something else you might like. So instead of a lofty window, maybe you'd rather install a wall of shelving where you can stash books, plates, clothes, whatever you want to stash.<br /><br />
Put shelves or hooks on your doors
<br />Doors that swing open and shut aren't always the best idea in a tiny house (more on other options below), but if you really love that aesthetic, then you can still maximize space by adding some storage options to those doors. Hooks can work on either side of the door, and shelves can be a good option for the side of the door that swings away from the room (so you don't end up smashing the shelves on a wall). They can be a storage spot for bags or coats or whatever you might have needed in a coat closet in a larger home.<br /><br />
Use space outside
<br />Especially if the weather is mostly nice where you live, investing in a big deck or porch where you can eat, set the kids up with homework, or just settle down and read can make living in your tiny home much more, well, livable. Some tiny homes even have an outdoor cooking space for grilling or baking outside, but if you don't want to go that far, seating for several people and maybe a hammock can go a long way toward making you feel like your house is richer in square footage than it actually is.<br /><br />
Let there be skylights
<br />When your wall space is already taken, one excellent way to add light to a space without adding windows is through skylights. After all, you probably aren't going to hang shelving from a sloped roof; it's real estate that you can't really do much with except for let in some light, so if you feel like windows just aren't cutting it, consider installing a skylight or two.<br /><br />
Lose the walls entirely ...
<br />Open spaces tend to look bigger than walled-off spaces -- consider the trend of having a kitchen/dining/living room space that flows into each other; it makes all three areas feel more spacious than they really are. Even though walls only take up inches in reality, they seem to have a disproportionate effect psychologically.<br /><br />A totally open tiny house might not be feasible for you, and there are definitely other options if you have to have walls or room dividers of some kind. But if you can, open up as much space as possible to give yourself the illusion of a bigger room.<br /><br />
... Or use lots of sliding doors or curtains
<br />If you must have divided space, hanging curtains or installing sliding doors can be an excellent alternative to a wall, which takes up more room than either one. Plus, with a curtain or sliding door, you can keep the space open when you want to feel like your tiny house has more square footage than it really does, then draw the curtains or slide the door shut when privacy is more important than airiness and space.<br /><br />
Add a loft
<br />Most tiny homes don't have room for two full stories, but a common solution to the issue of space is found in lofted beds or bedrooms. A loft in a tiny house can often accommodate a queen-sized or even king-sized mattress, and when you're asleep, it doesn't matter if your body is physically close to the ceiling; you won't notice at all. Some people even sleep better in a space that feels cozier and more enclosed, once they get used to it.<br /><br />If you can add a loft to your tiny house and use it for a bedroom or storage space, you'll be freeing up that much more floor space and giving your place a little boost in terms of feeling bigger than it is.<br /><br />
Turn under-stair space into awesome storage
<br />Not all tiny homes have stairs, but for those that do, there's usually some lucrative storage space to be found underneath the stairs. You could do like the bigger houses do and use an under-stair closet, but you can also get really creative in a tiny home: Maybe you can create small cubbies with drawers or baskets under the stairs, or perhaps that space will be where you put your bookshelves. Whatever you do, don't neglect that prime real estate under the stairs -- it's not just for pre-Hogwarts Harry Potter anymore.<br /><br /><br />
Use mirrors wisely
<br />Wall space is usually at a premium in a tiny house, but one very intelligent way to use that space is with mirrors, even if they're serving as a backdrop to a shelf. While windows are one of the best ways to let more light in, mirrors reflect and bounce back the light that's there, plus they can make your tiny home feel twice as big when they're placed correctly.<br /><br />In a tiny house, a wall mirror probably makes more sense than a floor mirror. You can find or get mirrors cut that exactly fit your wall and reflect the entire house back at you -- don't be surprised if you feel like you're living in a mansion once they're installed.<br /><br />
Don't be afraid to max out one room (but make it your favorite)
<br />People like tiny houses because they're drawn to the minimalist lifestyle, naturally. But most of us also have a "favorite" room in the house, one where we spend most of our time and energy, where we feel like we're at our very best. Perhaps it's the kitchen, or maybe you're more of a bedroom dweller, or it could be the dining room where your kids sit and do their homework.<br /><br />Whatever the case, don't hesitate to go all-out with one room in your tiny house. This really should be just one room, and maybe it's a space that you can take partially or mostly outside, like the living room or dining room. Once you take any tendencies toward maxing out one room beyond that one room, you'll find your tiny house really won't support it ... but there's no harm in giving yourself one room where you feel like you aren't making any sacrifices of comfort for space.<br /><br />
Don't box in your storage
<br />Optical illusions are a fabulous way to make your tiny house feel bigger. Even though you might not actually be saving space, using doorless cabinets is one way to help maximize the space in your kitchen (especially if you hang a mirror behind those plates or appliances). On a similar note, using a hanging rod for a closet instead of building an actual closet with a door does actually save space while also making the room appear bigger because you can see around the "closet" to the walls. <br /><br />
Small appliances can slide in and out on drawers
<br />The kitchen is one place where many people in tiny houses end up making a lot of sacrifices. Storing small appliances can feel especially like a burden, but there are some interesting solutions by way of sliding drawers that let you slide out an appliance when you're using it and tuck it back away and out of sight when you're finished. Toaster ovens, coffee machines, and other items you use every day but don't have the counter space to keep out and ready can still be turned on quickly and put to good use before you slide them back home.<br /><br />
Consider a breakfast bar
<br />Instead of a dining area inside, one nice solution for tiny homes is to build a breakfast bar that connects to your kitchen counter. It's just a little bit of extra space, but having somewhere to sit and drink your coffee or tea while getting ready for the day -- or winding down with a beer or glass of wine at night -- can make all the difference in making a place feel like "home."<br /><br />
Put lights under shelves
<br />Natural light is all well and good when the sun is out, but when it's hiding or down for the night, you might need to boost the light in your tiny home using artificial means like actual light bulbs. Not all light fixtures are maximized for tiny home use, but you can often find some good places to put light when you look underneath shelves, drawers, kitchen cabinets, and other storage spaces. You can get some nice, bright lights for relatively cheap and save yourself the headache of figuring out what kind of lamp will be small yet powerful enough to suit your needs.<br /><br />
Look underneath for storage
<br />Another time when it pays to "look underneath" is when you're seeking out storage space. You might be pleasantly surprised by how much storage is available in your tiny house when you can think creatively about it. Can you hang some baskets underneath your sink to hold cleaning supplies? Could you add drawers under your bed or sofa where you can keep extra blankets, bedding, or clothes? Some creative tiny-house enthusiasts are even able to find storage space underneath bathtubs -- so crawl around for a little while and see whether you can identify any storage opportunities that you've been quite literally overlooking.<br /><br />
Murphy beds are back...
<br />If you haven't lofted your bed, then a murphy bed -- a bed that folds out from a wall -- can be another excellent option for a tiny house. Many areas offer specialists who can make custom murphy beds that look like a desk or a table when they're folded up, then unfold into a spacious and comfortable bed when it's time to sleep. This way you can make your bedroom multitask as a dining room or study area, only getting out your bed (which, let's face it, is probably one of the biggest items of furniture most of us own) when it's time to use it.<br /><br />
...And fold-out desks and tables are in
<br />Beds aren't the only items of furniture to get the fold-out treatment. Fold-out tables and desks can work very nicely in tiny homes with limited space, and they work exactly like it sounds: You fold them out when you're ready to use them, then tuck them away when you're all finished until you need them again.<br /><br />By being conscious of the space you're using in your tiny home and doing your best to help every square foot multitask depending on the time of day, you'll find that you have a lot more room than you thought you would in the tiny home of your dreams.
<a href="https://www.bestsacramentohomes.com/contact/" title="Contact Us">Contact us if you have any questions</a> - we're here to help make you the most out of your home!2019-04-25T09:00:00-07:002019-05-22T09:40:35-07:00Dan Gossetttag:bestsacramentohomes.com,2012-09-20:3592Common Things to Look Out for Before Buying Your Dream Home<img src="https://assets.site-static.com/userfiles/1366/image/3-questions-to-ask-before-buying-your-dream-home.jpg" alt="Common Things to Look Out for Before Buying Your Dream Home" title="Common Things to Look Out for Before Buying Your Dream Home" height="410" width="750" />
It is easy to become overwhelmed when you enter the home buying market. Friends, family, colleagues, and even acquaintances will give you their opinions if you are a first time home buyer. While most of them are looking out for your best interest, they are not fully aware of what is happening in the housing market.
It is important for you to be prepared and have your own questions ready. No matter what other opinions you are getting, you are the one buying the home and your comfort level will help make your final decision. Here are three important questions to ask before you purchase a home.
1. Why am I Buying a Home?
Regardless of the finances, it is important to think about what made you want to buy a home in the first place. Usually the reasons don’t have to do with money. Instead, home buyers are focused on how the house will impact their family in the future. A study done by the Joint Center for House Studies at Harvard found there are four reasons people buy a home. Those reasons include schools for your children, a safe environment, more room for your family to grow, and control of your own space.
These factors are the most common reasons people look to buy a new home. When you ask yourself why you are looking to purchase a home, do any of those factors come up? Spend time with your spouse or family members who are involved in this decision and determine why you want a home in the first place. Creating this list will help when searching for a home and can help your real estate agent find the best home for your needs.
2. What is the Trend with Home Values?
Our current economy and housing market is strong. That means home values and mortgage rates are increasing. If you are looking to purchase a home but want to stay within a budget, it may be in your best interest to move quickly. It is forecasted for these trends to continue in an upward motion, causing home values to continue to increase.
3. What About Current Mortgage Rates?
The ticket price is not the only thing you should be concerned with when purchasing a home. Mortgage rates are always changing and can have a huge impact on your monthly payments. Current trends show mortgage rates are rising. This is something to consider if you are debating the right time to purchase a home, since the rates may be even higher down the road.
Bottom Line
You and your family are the only ones who can determine the right time to purchase your dream home. It is important to decide exactly why you want a new home for your family and decide on a budget that will be comfortable moving forward. This budget may affect the amount of time you have to search for a home, since home prices and mortgage rates are increasing. 2019-04-17T16:14:00-07:002019-04-17T16:19:25-07:00Dan Gossetttag:bestsacramentohomes.com,2012-09-20:3594Is Getting a Home Mortgage Still Too Difficult?<img src="https://assets.site-static.com/userfiles/1366/image/getting-a-home-mortgage.jpg" alt="Is Getting a Home Mortgage Still Too Difficult?" title="Is Getting a Home Mortgage Still Too Difficult?" height="410" width="750" />
Potential homebuyers are always cautioned to be aware of mortgage lending standards and the difficulty they might face when trying to obtain a mortgage. Credit availability is expanding, making it easier to get a mortgage now than it was a year ago. The market is still tight however, and homebuyers should be prepared to shop around until they find a lender who is offering something that will meet the needs of their family.
Mortgage lending companies have high standards so it is important to make sure you and anyone else who will be included on the mortgage have their credit in check. The mortgage market is strict because lenders do not want to be put in a situation where they are forced to repurchase loans that are not paid on. They also do not want to end up in a litigation situation due to loan issues.
What Has Happened to the Number of Mortgages?
Due to the strict nature and requirements of the lending companies, the number of mortgages given out has significantly dropped. A report by the Housing Financial Policy Center at the Urban Institute showed that about 6.3 million fewer mortgages were given out between 2009 and 2015. The reasons behind this statistic are strict regulations and policies. These mortgages would have been granted if the lending standards where more reasonable.
Mortgage companies rely on calculations to determine if a home buyer will become delinquent on their payment. They will not give you a loan if you are too much of a risk for them. Credit history has a huge impact on this decision since lenders can see how often you pay back your debts. The history they receive is extensive. This view into your financial past causes lenders to take less risk when lending to you for your mortgage.
The Effect on the Economy
The housing market is recovering at a slower pace than it should since less potential homebuyers are being offered loans. While the market is still recovering with positive trends, fewer buyers can create a strain on other economic factors like home goods or construction jobs. Bottom Line
After the housing market boom and bust, mortgage lenders became stricter in their lending standards. It is not impossible to get a mortgage loan, but it can still be difficult for potential home buyers. Stay on top of your credit and make sure you and anyone else who is applying are in a good financial position so you can be approved for a loan. It is important to research different companies and their requirements to ensure success in getting a mortgage.2019-04-17T16:14:00-07:002019-04-17T16:19:58-07:00Dan Gossett